These terms apply when you use PropertyDecoded.sg, including the Sales Visualizer, Ask Proppie, and related property tools.

By using the site, you agree to use it responsibly and only for lawful purposes.

Ask Proppie is an AI-assisted chat experience for Singapore property research and property-financing estimates. It can help explain concepts, run supported calculators, and organize information.

AI responses are informational only. They are not financial advice, legal advice, tax advice, valuation advice, mortgage approval, or a recommendation to buy, sell, rent, borrow, refinance, or invest.

AI output may be wrong, incomplete, stale, or based on misunderstood inputs. You should check important answers against official sources, lenders, lawyers, agents, tax advisers, or other qualified professionals.

Do not submit passwords, full payment details, identity documents, or sensitive information that is not needed for your property question.

Calculators, affordability checks, stamp-duty estimates, financing estimates, maps, and transaction views are provided for general guidance.

Actual outcomes can differ because of lender underwriting, CPF rules, policy updates, legal requirements, market conditions, property-specific facts, and user-provided inputs.

We may update, correct, remove, or change data, formulas, assumptions, and tool behavior without notice.

You are responsible for the decisions you make after using the site.

Before making a significant property or financing decision, verify the facts, read official documents, and get advice from suitably qualified professionals.

You agree not to misuse the service, interfere with the site, scrape it at unreasonable scale, reverse engineer private systems, or use it to generate unlawful, misleading, or harmful content.

We use information you provide, such as account details, profile inputs, chat messages, contact details, and property-related preferences, to operate the site, respond to you, personalize your experience, improve our tools, and keep the service secure.

We do not sell your personal data. We also do not share your personal data with third parties for any reasons.

Some trusted service providers may process data for us where needed to run the service, such as hosting, authentication, analytics, communications, databases, and AI infrastructure. They should only process that data for our service purposes.

No online service can be guaranteed completely secure. Please avoid submitting sensitive information that is not needed for your property question, and understand that transmission, storage, and processing of data always carries some risk.

If you create an account or share profile information, keep your login access secure and provide information that is accurate enough for the tools you want to use.

When you contact us, we may use the information you provide to respond, follow up, improve the service, and support your property-related request.

We aim to keep the service useful and available, but we do not guarantee uninterrupted access, error-free output, or that any result will meet your needs.

To the fullest extent allowed by law, we are not liable for losses arising from reliance on AI responses, estimates, third-party data, service interruptions, or user-provided information.

We may update these terms as the product changes. The version on this page is the current version when you use the site.